Agentic PaymentsforAgentic Commerce.
AgenticPe is a programmable, constraint-aware payments layer that lets AI agents complete UPI and digital payments on behalf of users—within clear limits, consent, and human-in-the-loop rules.
Agentic Commerce works.Payments Don't.
Agentic commerce is already changing how people shop. AI agents now help users discover products, compare options, add items to the cart, and track inventory or price changes directly within conversational channels like WhatsApp, Instagram, and AI assistants. The conversation itself is becoming the storefront, allowing users to move from discovery to decision without switching apps.
However, the final step—payments—still relies on traditional checkout flows designed for humans. Redirects, manual approvals, and payment links break the conversational journey. AgenticPe fixes the last mile by allowing AI agents to securely authorise and execute payments on behalf of the user, completing the purchase in a single interaction.
What AgenticPe does
AgenticPe is an autonomous payment gateway purpose-built for AI agents—focused on Indian D2C brands. It plugs into existing agentic commerce flows (WhatsApp, Instagram, websites, AI chat) and only solves one problem: safe, programmable payments. It does not replace storefronts, agents, or existing commerce tools.
Built for agents
Designed for AI agents initiating payments, not humans clicking links.
Constraint-aware
Per-order and monthly limits, allowed categories, and custom guardrails.
India-first
UPI by default, DPDP-aligned consent, and human-in-the-loop triggers for sensitive flows.
How it works
User & brand set guardrails
Limits, categories, preferred payment modes, and escalation rules.
Agent creates a payment intent
When a user says 'buy' in WhatsApp, Instagram, or an AI chat.
AgenticPe validates consent & constraints
Checks DPDP-grade consent records, guardrails, and risk rules.
Compliance & HITL checks
Triggers human review for high-value, first-time, or sensitive transactions as configured.
Payment routed via UPI-first rails
Executes via compliant payment rails with UPI as default where applicable.
Full logging & audit trail
Every transaction linked to who initiated it, under which rules, and what outcome.
Why Indian D2C brands care
Indian D2C brands (beauty, supplements, fashion, pet care, etc.) face high CAC and rely heavily on conversational channels like WhatsApp and Instagram, where conversion rates already beat traditional websites.
In-chat UPI checkout
An AI sales agent closes a WhatsApp conversation with a UPI payment under a user-defined daily limit—no redirect, no friction.
Autonomous reorders
A reorder agent charges a saved mandate when it predicts a supplement or pet-food stock-out, within pre-agreed caps.
Smart COD to prepaid
An agent nudges COD customers, converts to prepaid, and collects payment in chat—under explicit consent and human-in-the-loop thresholds.
Safe by design
- DPDP-grade consent architecture with explicit logs for who approved what and when.
- Configurable human-in-the-loop triggers for high-value, first-time, or sensitive transactions.
- UPI-native routing where applicable, with support for other digital rails as needed.
- Full audit trail for every agent-initiated payment event.
Who is AgenticPe for?
Built for Indian D2C brands already investing in agentic commerce—across WhatsApp, Instagram, and AI chat tools—who want their agents to safely 'press pay' without losing control.
Let's talk payments for agents
If you're building agentic commerce and want a safe, autonomous payment layer underneath it, we'd love to talk.